What We Will Cover On Your Call
15 minutes. Zero fluff. Real answers.
Card Audit
We will review what you are currently holding and identify if you are leaving rewards on the table.
Spending Strategy
Match your top spending categories to the cards that reward them most — no guesswork.
Points Maximization
Learn exactly when to redeem, how to transfer, and which partners give the best value.
Credit Optimization
Whether you are building or rebuilding, we will map the right sequence of cards for your goals.
$500+
Average annual rewards increase
15 min
Average call length
100%
Of clients leave with a clear plan
What Clients Say
Real people. Real results.
★★★★★
“I had no idea I was leaving $400 a year on the table with my old card. Brett helped me find the right card in one call and I earned my first welcome bonus in 3 months.”
Sarah M.
Personal Rewards Path
★★★★★
“As a small business owner I thought credit card rewards were too complicated to figure out. Thirty minutes changed everything. My card now covers my monthly software subscriptions.”
James T.
Business Card Path
★★★★★
“I came in with a 610 credit score and no idea where to start. Now I have a plan, the right card, and my score is already up 40 points. Worth every minute.”
Destiny R.
Credit Builder Path
“Most people with rewards cards are redeeming at 30–50% of their card's potential value. A 15-minute conversation changes that.”
Let our team do the heavy lifting so you can enjoy your rewards without the stress.
— Green Theory Finance Team
Tools We Recommend
Before your call — or instead of it — these tools help you find the most value from your points right now.
Find Award Flights With Your Points
Search 20+ mileage programs at once — see exactly what your points can buy before your card even arrives.
Search Award Flights Free →Affiliate link — we may earn a commission at no cost to you
Never Miss an Award Seat Again
Set real-time alerts for your dream route. Pro members get notified the moment a seat opens — award space disappears in hours.
Try Seats.aero Pro →Affiliate link — we may earn a commission at no cost to you
Frequently Asked Questions
Is this really free?
Yes — the consult call is completely free with no pressure and no obligation. The call is for us to understand you, your current situation, and where you want to go — so we can build a path together that actually works for your life.
We also offer a higher-tier paid service where we do the leg work and heavy lifting for you. You tell us where you want to go and how you want to get there — we handle the research, the transfer partners, the award space, and the booking. Your dream trip, delivered.
What if I have bad credit or no credit history?
That is exactly who we love helping most. We have a full credit building path with cards specifically designed to build or rebuild credit fast. No judgment — just a plan.
How long is the call?
15 minutes exactly. We keep it tight and focused so you leave with specific action items, not a 90-minute lecture. Most clients say it felt like 10 minutes.
Do I need to apply for a card on the call?
Not at all. We give you the recommendation and the link — you apply whenever you are ready. There is zero pressure to do anything on the call itself.
What if I already have a rewards card?
Even better. Most people with existing cards are earning 30–50% of what they could be. A quick audit usually finds hundreds of dollars in missed rewards from the card you already have.
Pick a Time That Works for You
Spots fill quickly — pick your time today before this week fills up.
Your information is never shared or sold.
Not ready to book yet?
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