Privacy Policy

1. Information We Collect

Information you provide: When you complete our quiz and email capture form, we collect your email address, optional first name, and your quiz responses.

Automatically collected information: We collect standard web analytics data including IP addresses, browser type, pages visited, and referring URLs through analytics tools.

Cookies: We use cookies to improve site functionality and measure traffic. You may disable cookies in your browser settings, though some features may not function correctly.

2. How We Use Your Information

• To deliver your personalized credit card recommendations
• To send you follow-up emails related to your quiz results and financial tips (you may unsubscribe at any time)
• To improve our quiz and recommendations
• To comply with legal obligations

We use Klaviyo to manage email communications. Your email and quiz data are transmitted to Klaviyo and governed by their privacy policy.

3. Sharing Your Information

We do not sell your personal information. We may share data with:

• Service providers: Email platforms (Klaviyo), analytics providers, and infrastructure services that help us operate our site
• Legal requirements: When required by law or to protect our rights

When you click a credit card application link, you will be directed to a third-party site. We are not responsible for their privacy practices.

4. Affiliate Disclosure

Green Theory Finance participates in affiliate programs with credit card issuers. We may earn a commission when you apply for a credit card through links on our site. This does not increase your cost and does not influence our editorial recommendations.

5. Affiliate Programs and Tracking

Green Theory Finance participates in affiliate advertising programs including but not limited to credit card, financial services, and consumer product affiliate programs operated by networks including Commission Junction, Impact.com, and others. When you click affiliate links on our site, our affiliate partners may use cookies and tracking technologies to identify that you were referred by us. This tracking may result in us earning a commission if you apply for or purchase a product through our links, at no additional cost to you.

We use cookies and similar tracking technologies to track activity on our site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. If you do not accept cookies, some portions of our site may not function properly. By using our site you consent to our use of cookies in accordance with this policy.

6. Email Communications & TCPA

By providing your email address and checking the consent box, you agree to receive marketing emails from Green Theory Finance related to credit card recommendations and personal finance tips. Message frequency varies. You may unsubscribe at any time by clicking the unsubscribe link in any email or contacting us at privacy@greentheoryfinance.com.

We do not send SMS messages. If you receive an unsolicited SMS claiming to be from Green Theory Finance, please report it.

7. Data Retention

We retain your email and quiz data for as long as you are subscribed to our communications. You may request deletion at any time by emailing privacy@greentheoryfinance.com.

8. Your Rights

Depending on your location, you may have rights including:

• Access to the personal data we hold about you
• Correction of inaccurate data
• Deletion of your data
• Opt-out of marketing communications

To exercise these rights, email us at privacy@greentheoryfinance.com.

9. Children's Privacy

Our site is not directed to individuals under 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this policy periodically. We will post the updated policy on this page with a new effective date.

11. Contact Us

Green Theory Finance
Email: privacy@greentheoryfinance.com
Website: greentheoryfinance.com